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Merchant Banking DeFI
Cryptocurrency as Collateral | No Prepayment Penalty
Prime + Spread Interest Rate | 1-year Term | Interest-Only Payments
With over 100 years combined consumer lending experience and hundreds of millions of dollars in consumer loans originated, we are committed to providing the highest levels of professionalism and customer service.
Enter Amount to Borrow
Pick your collateral
Notes About Loan-to-Value
Collateral amount based on a 50% Loan-to-Value or "50% LTV". Applicants can select to borrow at the 15%, 25%, 35% or 50% LTV levels. Higher LTVs correspond with higher interest rates due to our increased risk.
Please take a moment to learn more about Proformance Loans
Our customers engage with us for a number of reasons
Need a reason to maximize your digital asset's potential with Proformance? Beyond a safe, secure and fun customer experience, here's a few reasons our borrower's use their crypto to take out a digital asset-backed loan:
We provide transparency and adhere to strict regulatory standards
Your loan agreement will come with complete and full disclosures regarding your loans terms and conditions. We sought to make an easy-to-use loan, so that there's little confusion about what happens when. Your loan will be serviced by a company, Scratch, available 24/7 with your comments or questions.
We've partnered with Coinbase to handle our storage and exchange services. We also have accounts at Gemin, Paxos and Kraken all of which are New York State Limited Scope Trusts, a designation shared with major financial institutions worldwide.
All of our loans have
1 year terms
15%, 25%, 35% or 50% of your U.S. Dollar collateral value at the time we process the application is available. Flexible options to match your comfort level.
Variable Interest Rate
Our lowest rate is current Prime plus 4.75%*
Our rates are tied to Prime published monthly in the WSJ. Your rate may change but never by more than a change in Prime.